No CRS · No Automatic Tax Reporting
Offshore Bank Account: Convert Crypto to USD with Total Privacy
Open an offshore bank account in Cambodia, outside the automatic reporting system (CRS). Get your international VISA/Mastercard, convert crypto to dollars and operate without your government receiving automatic information. 100% online. No travel required.
About Arcanum
Your gateway to offshore banking without automatic reporting
We help you open an offshore bank account in Cambodia, a jurisdiction outside the CRS that doesn’t share your financial information with other countries. Designed for investors and entrepreneurs who value their privacy.
- 100% online offshore bank account opening
- International VISA/Mastercard card
- No CRS — your government doesn't receive automatic information
- Convert crypto to USD (2-3% fee)
- Withdraw cash at ATMs worldwide
- No proof of source of funds required
- Regulated bank in Cambodia
3 steps. 5 days. Your offshore bank account ready.
No bureaucracy. No travel. Full support in English.
1. Contact us
Reach out and we'll answer all your questions. No commitment.
2. Verify your identity
You only need passport + selfie. No income proof or extra paperwork.
3. Receive your account
In 3-5 days your offshore bank account is operational. Your VISA card arrives via DHL in 1-2 weeks.
Why choose Arcanum?
Why do you need an offshore bank account without CRS?
Your financial privacy has an expiration date: January 1, 2026
Europe has already closed the door. DAC8 is in effect since January 2026.
This means your exchange automatically reports to tax authorities:
→ All your crypto buys and sells
→ Your balances
→ Your conversions to fiat
No minimum threshold. No exceptions. Total control.
The alternative exists
Cambodia doesn’t participate in the CRS. It doesn’t report your information to any foreign government.
It’s not a tax haven. It’s a jurisdiction that respects your financial privacy.
✓ No automatic reporting — your information stays in Cambodia
✓ No local taxes — on crypto transactions
✓ No intrusive questions — operate freely
Two options: the glass cage or financial sovereignty.
We help you choose the second.
Pricing
One price. No surprises.
Everything included. One-time crypto payment.
US
$590
- Offshore bank account in Cambodia (outside CRS)
- Convert crypto to USD (2-3% fee)
- 100% online opening in 3-5 days
- eKYC directly with the bank (you don't share documents with us)
- No income verification
- Support in English and Spanish
-
Up to $10,000/day in withdrawals
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- Maintenance: $2/month
- Card: Free for 2 years, then $15/year
- DHL shipping: ~$70 (depending on destination)
FAQ
Everything you need to know about our service
What does Arcanum offer?
We manage the opening of your offshore bank account in Cambodia, a jurisdiction outside the CRS. We handle the entire process until your account is operational.
We also offer crypto-fiat exchange service with a 2-3% fee.
What does Arcanum NOT offer?
→ Tax advice — consult your advisor about your tax obligations
→ Account management — once opened, you manage it
→ Post-opening responsibility — our work ends with successful account opening
Who can open an account?
Any adult of any nationality except US citizens (due to FATCA regulations).
You don’t need to live in or travel to Cambodia. Everything is 100% online.
How much does it cost?
$590 USD — one-time payment in crypto (USDT or others).
Bank costs (not ours):
→ Maintenance: $2/month
→ Card: Free for 2 years, then $15/year
→ DHL shipping: ~$70 depending on destination
How long does the process take?
3-5 business days to have your offshore bank account operational.
1-2 additional weeks to receive your physical card via DHL.
What documents do I need?
Just two things:
→ Photo of your passport
→ Selfie from the bank’s app
No income proof or source of funds required.
Can I convert crypto to USD?
Yes. You send USDT and receive USD in your account almost instantly.
Fee: 2-3% depending on the method.
Is my information shared with other countries?
No. Cambodia doesn’t participate in the CRS (Common Reporting Standard).
Your financial information is not automatically reported to any foreign government.
Could Cambodia join the CRS in the future?
As of today (January 2026), there are no signs it will join.
If it did, the accession process would take at least 5 years from announcement to the first data exchange.
Are my funds insured?
Cambodia doesn’t have a state Deposit Guarantee Fund. However:
→ The National Bank of Cambodia requires very strict capital requirements
→ Banks operate with 8-12.5% reserves
→ Many banks are subsidiaries of international entities (Maybank, Bangkok Bank, OCBC)
→ No major bank has failed in Cambodia in 20 years
Our experience: no client has ever had issues with their funds.
What support do you offer?
Full support in English and Spanish throughout the process.
After opening, we remain available to answer questions about using your account.
What are the ATM withdrawal limits?
Up to $10,000 USD daily at any ATM worldwide.
Fees may apply depending on the country or ATM.